See How Much
Down Payment Assistance
You Can Get
AI-Powered DPA Calculator
Our AI analyzes your profile against WA & ID assistance programs to find loans, grants and other aid that could cover your down payment and closing costs.
🤖 AI-Powered • No SSN required • Zero credit impact
What type of home?
Select one
Target purchase price?
The home you're considering
How much have you saved?
For down payment & closing
Annual household income?
Before taxes
Monthly debt payments?
Car, student loans, credit cards, etc.
Credit score range?
An estimate is fine
No SSN required. Zero credit impact.
Employment status?
Military service?
Veterans may qualify for VA Loan with $0 down.
Do you have a VA disability rating?
A rating of 10% or more exempts you from the VA Funding Fee — a significant savings.
🎖️ This helps us identify your VA funding fee exemption status.
How will this home be used?
Property location?
City or zip code where you're looking
Please enter a location.
AI Analyzing Your Profile...
Checking WA & ID assistance programs and eligibility
Your DPA Analysis
Assistance Available
*Estimated amount. You could qualify for more.
Underwriting Approval Likelihood
Your Estimated Benefits
*DPA estimate based on available programs. Seller credits are negotiable and not guaranteed.
Your Profile
Your Next Step
Loading...
Down payment assistance programs have specific eligibility requirements. A Loan Officer will verify your eligibility and explain all available options.
Almost There!
Enter your info to connect with a DPA specialist
Please fill in all fields with valid information.
You're All Set!
A Down Payment Assistance specialist will reach out shortly with your personalized options.
AI is amazing — but we always recommend having your data reviewed by a real expert. A Top 1% Loan Officer in the USA will personally review your profile and get back to you with accurate, up-to-date program details tailored to your situation.
Need to speak with someone now?
(509) 749-8587A Better Way to Understand Your Mortgage
Guided by a proven process. Built around you.
Click Play to Learn About Us
"I had a unique situation going on, and I was in doubt before reaching out, but David and his team, understood the assignment and made it happen! His entire team are friendly and focused on working with you. They get a lot of clients but they still make you feel as if you’re the only client they have."
– Aseel K.
Hey, I'm Dave!
Your dedicated mortgage loan officer with years of experience and a passion for helping people achieve homeownership the smart way.
Whether you're a first-time buyer, a military veteran, or looking to invest in real estate, I have the expertise to guide you through the process seamlessly.
Trusted by PNW's Top Real Estate Agents
VA and First Time Buyer Loan Expert
Voted Best of BuseinessRate 2024 and 2025
Ranked Top 1% of Mortgage Loan Officers in the Nation
Clients Helped With Our Philosophy
Closed Loans
5-Star Reviews
Clients Served
Years Experience
"David and his team were wonderful and beyond helpful with assisting us in securing a loan for our first family home. They were efficient and knowledgeable and made this notoriously stressful process a lot smoother for us. I could not be more appreciative. Highly recommend them if you’re looking for an honest and personable lender."
– Gwen V
Go Shopping in 4 Simple Steps
No guesswork. No overwhelm. Just a simple path to better home buying. Starting today.
STEP 1
Book A Call
Start your journey toward homeownership with just one simple step.
STEP 2
Application
You’ll be guided through each step to avoid feeling overwhelmed
STEP 3
Approval
You’ll finally have the numbers you’ve been looking for.
STEP 4
Enjoy Shopping
Get shopping with confidence because you received very clear direction.
Lesser Lending Group DBA Canopy Mortgage, LLC offers a transparent mortgage experience supported by modern tools and real people.
My Contact
11917 E Broadway Ave STE 201
Spokane Valley, WA 99206
Business Hours:
Mon-Fri 8am-5pm
State Licenses | Privacy Policy | Terms of Use | NMLS Consumer Access
Lesser Lending Group is a DBA of Canopy Mortgage, LLC © 2026. All Rights Reserved. (509) 749-8587 NMLS #189561 | Licensed in WA and ID
Lesser Lending Group DBA Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687 | Equal Housing Lender | All loans subject to credit and property approval | Rates subject to change without notice | Calculators are self-help tools. All examples are hypothetical and are for illustrative use only.
