Find out how much home you can afford right NOW!

Know exactly what you can afford before you start searching for a home.

Congratulations!

You're ready to buy a home

Home Loans without the Hassle!

Looking to purchase a home or investment property? We understand that navigating loan options and securing a competitive rate can feel overwhelming. That's why we’re here to simplify the process and put you in control.

At Lesser Lending Group, we combine smart tools with expert guidance to streamline your experience - starting with a complimentary pre-approval letter

Whether you’re a first-time homebuyer or a seasoned investor, we’ll help you compare loan programs side by side, so you can confidently choose the option that aligns with your financial goals.

Mortgage Loan Process

Here's how our home purchase loan process works:

  • Submit our quick and easy formpre−approval letter request

  • Get personalized loan options based on your financial profile

  • Compare rates, terms, and program benefits

  • Select the loan that fits your needs and lifestyle

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "28/36." This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

How We Work...

Fixed Rates

Adjustable Rates

Mortgage (ARM)

Conforming Loans

Jumbo & Super

Jumbo Loans

FHA, VA, &

USDA Loans

Terms from

5 to 30 Years

Get Your FREE Pre-

Approval Letter Now!

Lesser Lending Group offers a transparent mortgage experience supported by modern tools and real people.

My Contact

11917 E Broadway Ave STE 201

Spokane Valley, WA 99206

Business Hours:

Mon-Fri 8am-5pm

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Lesser Lending Group is a proud division of Canopy Mortgage © 2026. All Rights Reserved. (509) 749-8587 NMLS #189561 | Licensed in WA and ID

Lesser Lending DBA Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687 | Equal Housing Lender | All loans subject to credit and property approval | Rates subject to change without notice | Calculators are self-help tools. All examples are hypothetical and are for illustrative use only.