Plan Your Payment Before You Shop.

Know Your Payment
Before You Buy

Use the mortgage calculator to estimate your monthly payment including principal, interest, taxes, insurance, and PMI so you can confidently plan your home purchase.

LSSR Digital Mortgage Intelligence™

Powered by Federal Reserve economic data (FRED).

Mortgage Calculator — LSSR Digital
Mortgage Calculator

Calculate
Your Payment

Estimate your monthly payment with live FRED rate data. Choose your loan type to auto-set rate, PMI, and MIP.

Loan Type
Loading rates…
CONV Conventional PMI if <20%
FHA Gov't Backed MIP Always
VA Veterans No PMI/MIP
Loan Details
$
$50k$400,000$2M
$
%
0%20%100%
%
2%6.65%12%
Monthly Costs tax est. 0.9% / yr
$
$
$
$
Est. Monthly Payment
$2,560
per month
Principal & Interest
Property Tax
Insurance
HOA
PMI
P&I
Tax
Insurance
Other
Amortization Schedule
YearPrincipalInterestBalance
Cash To Close Estimate ⚠ Estimates only — not a Loan Estimate. Actual costs vary.
Est. Monthly Payment
principal + all costs
Down Payment
—% of price
Closing Costs
est. 2.8% of price
Prepaid / Escrow
~2 mo tax + ins
Total Cash To Close
Down payment + closing costs + prepaids
Estimate only • Get exact figures from your loan officer

Why This Payment Matters

The payment shown in the calculator is an estimate

based on the information you enter.

Your actual mortgage payment may vary depending on:

  • Interest rate at the time you lock

  • Property taxes in your area

  • Homeowners insurance costs

  • Loan program requirements

  • Mortgage insurance (PMI or MIP)

  • Closing costs and escrow setup

Clients Helped With Our Philosophy

$0M

Closed Loans

0

5-Star Reviews

0+

Clients Served

0y

Years Experience

Go Shopping in 4 Simple Steps

No guesswork. No overwhelm. Just a simple path to better home buying. Starting today.

STEP 1

Book A Call

Start your journey toward homeownership with just one simple step.

STEP 2

Application

You’ll be guided through each step to avoid feeling overwhelmed

STEP 3

Approval

You’ll finally have the numbers you’ve been looking for.

STEP 4

Enjoy Shopping

Get shopping with confidence because you received very clear direction.

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"Highly recommend!

David and his team helped us evaluate numerous homes during our search in Spokane, and was consistently available throughout the week to provide rapid responses and documentation. He also helped us explore many options in our loan that made it easy to hit our target budget. I was impressed by his timeliness and open communication, which helped my wife and I close the purchase early and gave us extra time to prepare for the coming of our first child. I would definitely recommend his services for anyone looking to purchase a home in the area."

– Alexander D

Lesser Lending Group DBA Canopy Mortgage, LLC offers a transparent mortgage experience supported by modern tools and real people.

My Contact

11917 E Broadway Ave STE 201

Spokane Valley, WA 99206

Business Hours:

Mon-Fri 8am-5pm

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Lesser Lending Group is a DBA of Canopy Mortgage, LLC © 2026. All Rights Reserved. (509) 749-8587 NMLS #189561 | Licensed in WA and ID

Lesser Lending Group DBA Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687 | Equal Housing Lender | All loans subject to credit and property approval | Rates subject to change without notice | Calculators are self-help tools. All examples are hypothetical and are for illustrative use only.